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Home California ZIP 95628

Food Truck Market: ZIP 95628

Opportunity Score
67 / 100 Good
Based on walkability, population density, income levels, and food truck competition.

Market Profile

ZIP 95628 sits in the above-average walkability at 11.8/20 on the EPA index. Median income runs 55% above the national median — $115,803 vs. $74,580 nationally. High foot traffic and real purchasing power make this one of the stronger food truck markets in the country. The tradeoff: commissary kitchen rates and permit fees are elevated to match.

Market Summary

ZIP 95628 is an urban area with moderate foot traffic. with a population of 44,855 and household incomes well above the national median ($115,803). The area has 52 restaurants and just 3 food trucks — low competition with strong demand signals.

Area Profile

44,855
Population
$115,803
Median Income
+55% vs. national
Urban
Area Type
11.8/20
Foot Traffic
Walkable
Median Age: 43.3 — older demographic, may prefer sit-down options.
College-Educated: 33.7% — balanced market for quality & value.

Competition

Food service establishments in ZIP 95628.

3
Food Trucks
Low competition — room to establish
0.7 per 10K residents
30
Sit-Down Restaurants
6.7 per 10K residents
22
Fast Food / Counter
4.9 per 10K residents
What this means: Food trucks are 5.5% of the food scene here (3 trucks vs. 52 restaurants). Moderate truck presence — demand is proven but not saturated.

Operating Costs

Local cost levels affect commissary kitchen rates, permits, and event vendor pricing.

$1,983
Median Gross Rent
$650 K
Median Home Value
2
Bank Branches
$200 K deposits

What to Expect Here

Fixed Location Beats Roaming

High-foot-traffic areas reward consistency. If you can secure a recurring spot near offices or transit stops, build your weekly schedule around it. Regular customers drive more revenue than novelty seekers.

Low Competition, Proven Demand

Only 3 food trucks registered here against 52 restaurants. Dining demand is proven and truck competition is minimal. This is a strong setup.

Data sources

U.S. Census Bureau (ACS, ZBP) · HUD Fair Market Rents · EPA Walkability Index · USDA RUCA · IRS SOI · FDIC Summary of Deposits